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Built by StoneBridge Homes, this gorgeous brick beauty in the Hardeman Springs community exudes charm and spectacular craftsmanship! 

Upon entering the home, you’ll find an incredible open floor plan with a light-filled living room and gourmet kitchen featuring Jenn-Air appliances with a 42" refrigerator and a 48" range. Each room of the home showcases luxury amenities including custom lighting, polished designer finishes, and a beautiful aesthetic. The finished basement provides ample space for entertaining and features a recreation room, an additional bedroom, a flex space, and a door that leads to a spacious covered patio backing up to green space. The heated and cooled workshop is not included in the total sqft but it provides plenty of…

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The idea that you should put 20% down on a home is one that has been the "gold standard" for years. After all, when you put 20% down, you avoid paying for private mortgage insurance, and you'll have a smaller loan amount with lower monthly payments. It's something that could save you a lot of money in the long run—but there's also a catch.

Not everyone can easily afford 20%, especially with home prices having risen at a record pace over the last few years. So, what should potential buyers do? Let's explore the pros and cons of putting 20% down on your next home purchase.

The Financial Benefits of Putting 20% Down

Let's start by talking about the financial benefits of putting 20% down. In most cases, if you can afford it, it makes good…

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